Over-The-Counter Benefit

You can save time and money by using your OTC benefit allowance to purchase health and wellness items online and in retail stores. Scroll down to learn more about your OTC benefit.

Your Over-the-Counter Benefit

Community First Medicare Advantage Alamo Plan and D-SNP Members will be mailed a pre-loaded debit card from NationsBenefits to purchase OTC products online and in stores. Your card will be automatically reloaded quarterly, and any remaining balance will carry over.

Shop In Stores

Once you receive your preloaded benefits card in the mail, use it to buy eligible health and wellness products in stores.

Shop Online

Beginning January 1, shop online using the Benefits Pro Portal and get your items shipped straight to your door at no additional cost.

Download the Mobile App

Download the Benefits Pro app to shop using your phone
and manage your account on the go.

View Your Spending Allowance

Log in to Benefits Pro to view your spending allowance. Your allowance will be replenished quarterly. Any remaining balance will carry over.

About Benefits Pro

Benefits Pro gives you access to your OTC benefit all in one place. Use Benefits Pro to:

  1. Search by category, price, and more
  2. View product descriptions & images
  3. Check your benefit allowance
  4. Order health and wellness products
  5. Track your order status in real-time

It’s easy to use Benefits Pro. You’ll just need your Community First Member ID number and date of birth.

Questions?

Call Community First Medicare Advantage Member Services
1-833-434-2347 (TTY 711)
7 days a week, from 8 a.m. to 8 p.m. (October 1 – March 31)
Monday through Friday, from 8 a.m. to 5 p.m. (April 1 – September 30)

Frequently Asked Questions

What is my Over-the-Counter Benefit?

As a Community First Medicare Advantage Alamo Plan or D-SNP Member, you receive extra benefits, like an Over-the-Counter (OTC) allowance to purchase health and wellness products online and in stores. A pre-loaded debit card will be mailed to you. You can use your card to purchase items for pain relief, first aid, cold and allergy medicine, dental care, and more.

You can shop online using Benefits Pro beginning January 1. You don’t need your card to shop online.

Your card will be reloaded quarterly, and any remaining balance will carry over. To find out the amount that will be added to your card quarterly, please read your Member Handbook.

What can I buy using my Over-the-Counter allowance?

For a detailed list of even more health and wellness products you can purchase using your OTC allowance, please view this catalog.

How can I purchase health & wellness products using my Over-the-Counter Allowance?

You can shop OTC health & wellness products online, using the Benefits Pro app, or in retail stores.